Crypto Staking Calculator

APY, or annual percentage yield, is the yearly return on a stake once compounding is included. Unlike a simple rate (APR), it reflects rewards earning further rewards, so a higher compounding frequency produces a higher APY for the same headline rate.

When rewards are re-staked, each new period earns on a larger balance than the last. The more often this happens — daily versus monthly — the more your effective yield climbs above the stated rate. Switch the compounding option to see the gap for your own numbers.

No. Advertised APY is an estimate, not a promise. Real rewards shift with network participation, validator performance, and protocol changes, and the token's own price can fall. Treat any projection here as a planning figure, not a fixed return you are owed.

Many networks lock staked tokens for a bonding or unbonding window, during which you cannot sell or move them. If the price drops, you may be unable to exit until the lock ends. Check the exact lock and unbonding terms before committing funds you might need sooner.